A neon sign with a provocative name 'BANI PENTRU BELELE!' (Money for Troubles).

The ad opens with a neon sign for 'Viva Credit' and 'BANI PENTRU BELELE!' (Money for Troubles). It then cuts to a man watching a glitching TV, looking distressed. A child is seen playing with a toy car. The woman of the house reacts with alarm as the TV breaks. The man, in a bathrobe, tries to fix things, while the child continues playing. The man then addresses the camera, explaining that unexpected problems arise, like a broken shelf, a damaged sofa, or a broken TV, especially when you have kids. He suggests that when you see how much trouble costs, you shouldn't panic. The ad concludes with a shot of a smartphone displaying the Viva Credit app, offering a loan with 0% interest for 7 days, and an end card with contact information and legal disclaimers.