A man looking bored and impatient while waiting.

The ad opens with a man sitting at a table, looking bored and impatient. He then gets up and looks out a window, then sits back down, looking dejected. He then rests his head on the table and appears to fall asleep. The scene shifts to a close-up of children's toys, then the man, now wearing a bathrobe, looks at the toys with a sad expression. The final scene shows the SJF BANK logo.