An auctioneer presenting digital art (NFTs) with the title "A Lesson in Smart Advice".

The ad opens with a woman standing at a podium, presenting digital art (NFTs) at an auction. The text "PNC BANK presents A Lesson in Smart Advice Auction 2021" is overlaid. The scene then cuts to a gavel striking a block, followed by shots of the audience, including a man holding a paddle with the number 159. The auctioneer announces the item is sold, and the man who bid is congratulated. Two men in the audience are shown whispering to each other, with one questioning if a JPEG counts as a financial plan. The ad concludes with the PNC Bank logo and tagline.