The Northwestern Mutual logo.

The ad opens with the Northwestern Mutual logo on a dark blue background. It transitions to a woman working on jewelry, then to a children's book with a train illustration. A toy train is moved on a track. Close-up of necklaces spelling out 'NOT RIGHT NOW'. A family (man, woman, young girl) sits on the floor playing with toy trains. The book is shown again, with 'It's never the right time' crossed out and replaced with 'the right time'. A woman is shown at a market stall. A close-up of a water bottle with the Northwestern Mutual logo. The ad ends with the Northwestern Mutual logo and website.