The initial interaction between the students asking to borrow a pen.

The ad opens in a classroom setting with students at desks. A young woman asks a young man if she can borrow a pen. He hands her one. The scene then shifts to a teacher, holding a pink fluffy object, addressing the class. Text overlays appear, promoting Lendo.se as Sweden's largest comparison service for private loans, business loans, and housing loans. The ad ends with the Lendo.se logo and tagline.