The text "SI TIENES 40" appears on screen.

The ad opens with a man in a maroon polo shirt standing outdoors, with text overlay. He then holds up a Klar credit card and continues speaking. The scene shifts to him sitting on a couch, looking at his phone, with more text. He then holds up the card again, and the video shows app interface screens for registration, personal information, and transaction details. It shows a man using the card at a payment terminal, and then returns to the man speaking directly to the camera. The final scenes show app store pages and a summary of the app's features and benefits.