The Kikoff logo appears on a white screen.

The ad opens with the Kikoff logo on a white screen. It transitions to a man looking at a laptop displaying an article about buying a home and credit scores. He appears concerned. The scene shifts to a close-up of his face, then back to the laptop. He rubs his forehead, looking stressed. The ad then shows a phone with the Kikoff app, followed by a man looking at his phone. Another scene shows him in a living room, looking thoughtful. The ad then displays a phone showing a credit score of 804 and a Kikoff tradeline of up to $3500. It shows a man and woman looking at a house, and then a man handing a key to someone. The ad concludes with the couple sitting together, with the Kikoff logo and app store links.