A woman depositing a check into a storm drain.

The ad opens with a title card featuring the Frost logo and the text 'UNEXPECTEDLY TRUE STORIES'. It then shows a woman driving up to a bank's drive-thru. She attempts to deposit a check into a storm drain, which is shown from inside the drain. A bank employee then enters the storm drain to retrieve the check, followed by a young person who seems to be observing. The scene shifts to a recording studio where a woman is singing and a man is operating a soundboard. The ad concludes with the bank employee emerging from the storm drain, holding the check, as onlookers applaud. The final frames display the Frost logo and tagline.