A red classic car doing a burnout in front of a gas station.

The ad opens with a wide shot of a rural gas station and a red classic car doing a burnout, with the text "Frost UNEXPECTEDLY TRUE STORIES" overlaid. It then cuts to a woman on her phone, looking distressed, with her car smoking behind her. She is trying to move money via her phone. The scene shifts to a Frost Bank call center employee, then to a mechanic in a cluttered garage, and finally to the woman talking to the mechanic. The ad ends with the Frost Bank logo and tagline.