A man smiling while talking on the phone, with abstract graphics.

The ad opens with a man on the phone, surrounded by teal, fan-like graphics. He is smiling and appears to be having a pleasant conversation. The scene then transitions to a wide shot of the ocean, followed by a shark leaping out of the water. The text 'Unexpected' appears on screen. The shark continues to jump and splash. The ad returns to the man on the phone, with text appearing on screen. The final scenes show the Frost logo and tagline.