A fuzzy orange creature holding credit cards in front of a car with the words 'MAX OUT' overlaid.

The ad opens with a fuzzy orange creature, named Max Out, holding two credit cards in front of a red car. It then transitions to Max Out in a store, running towards a payment terminal. Next, Max Out is shown paying for a leather jacket with a credit card. The scene shifts to Max Out surrounded by many payment terminals in a dark, purple-lit room. Finally, Max Out is shown on a plush couch in a club-like setting, first with a burger and champagne, then with sushi, and finally passed out on the couch. The ad ends with the Credit One Bank logo and tagline.