A fuzzy purple creature painting a credit card.

The ad opens with a close-up of a purple, fuzzy creature painting a yellow credit card with the words 'ONE TRACK JACK' on it. The scene then pulls back to reveal the creature in an art studio, surrounded by canvases and art supplies. The text on screen changes to 'AVOID THE CREDIT WRECKERS' and the Credit One Bank logo appears. The final shot shows the creature looking at the camera with a clear plastic box containing credit cards behind it.