The split screen effect and the animated conversation between the men.

The ad opens with three men walking down a residential street. The scene then splits into a split screen. On the left, a young man in a pink hoodie is speaking animatedly. On the right, a hand is shown tapping a credit card on a payment terminal. The split screen transitions to show the young man in the hoodie again, talking to another person. The final scene shows a close-up of a smartphone displaying the Cash App interface, with a card visible. The ad ends with the Cash App logo.