A woman and a talking squirrel sitting at a table.

The ad opens with a woman and a costumed squirrel sitting at a table. The woman reads a letter and the squirrel looks on. The scene transitions to animated graphics showing a baby with a cloud overhead and a savings jar, then a woman looking stressed with broken glass. This is followed by a clock and a woman in a dress, then a girl holding an 'I'm Broke!' sign. The scene returns to the woman and squirrel at the table, then the woman on a couch with a dog. The final scenes show the woman smiling at the camera, then holding up a phone displaying a financial growth chart, and finally the Acorns logo. The pacing is quick with rapid cuts between scenes.