A man enjoying a serene boat ride on a tropical beach.

The ad opens with a man in a pedal boat on a tropical beach, enjoying the scenery. The scene then cuts to a city street where the man is in a car that has been rear-ended, with smoke coming from the engine. Another car is then shown to have also been involved in a multi-car pile-up. The man is then shown in a convertible sports car that has hit a scooter and is parked next to a gelato truck. The ad returns to the man in the pedal boat on the beach, smiling. The final scene shows the CAA Quebec logo and tagline.