Large, bold, red text 'CRÉDITO HABITAÇÃO' on a contrasting background.

The ad opens with large, bold, red text reading 'CRÉDITO HABITAÇÃO' on a light pink background. This text fades and shifts in color throughout the ad. A central panel appears, featuring an illustration of a young couple embracing, holding a red box with plants and a cat inside. The panel has text and logos. The background transitions to a solid red, then back to pink with the large text reappearing. The ad ends with the Santander logo and text on a pink background.