Shattering garden gnomes.

The ad opens with a close-up of garden gnomes, which then shatter dramatically. A young boy in a car looks surprised as a gnome hits the windshield. The scene shifts to a man driving, looking concerned, as gnomes are scattered on the road and one is stuck in the windshield. The man exits the car and confronts the driver. The ad concludes with a family standing by the car, with text overlaying the scene, and then transitions to a graphic with the UNIQA logo and pricing information.