A person in a shark costume walking down a street.

The ad opens on a film set with a white van in the foreground. A tour bus drives by, and two women on the bus react with surprise. A man in a vest explains they are filming a car insurance commercial. A person in a shark costume walks across the street, carrying a briefcase. The director calls for action, and a water hose sprays the shark, causing it to react comically. The ad ends with the NJM logo and slogan.