A quokka wearing a cone of shame.

The ad opens with a close-up of a quokka wearing a cone of shame on a sandy beach. It looks distressed. A fairy quokka appears, dressed in a sparkly outfit and wig, and waves a wand. The first quokka is then transformed into a sparkly, healthy-looking quokka. The ad transitions to a close-up of a health insurance card held by a quokka paw, then shows the two quokkas together again with the fairy quokka flying. The ad ends on a teal background with the HBF logo and key information.