A garden gnome statue being smashed by a hammer.

The ad opens with a close-up of a garden gnome statue that is then smashed by a hammer. This transitions to a young boy in a car looking shocked, followed by a gnome statue breaking through glass. The scene shifts to a man driving, then to a woman in the passenger seat looking concerned. The car appears to have hit several garden gnomes, which are now scattered on the ground. The ad concludes with a group of people, including the man and woman from the car, standing outside, and then shows the UNIQA logo with pricing information.