Your mortgage lender protects their asset by making you pay for homeowners insurance and often PMI.

A woman with long dark hair is speaking directly to the camera. She is in a well-lit room with artwork on the wall and a door in the background. Text overlays appear throughout the video, highlighting key phrases. The setting changes slightly, showing different parts of a home interior. The pacing is moderate, with close-ups on the speaker's face and wider shots showing the environment.