A man with a wide, slightly unsettling smile.

The ad opens with a couple in a dimly lit, cozy room. The man smiles broadly at the camera, then turns to the woman, who is also smiling. Two other women are visible in the background. The scene transitions to a close-up of the man's face, then to the red-haired woman, who is speaking. The couple reappears, looking surprised. The ad then shifts to a smartphone screen displaying a banking app interface, followed by graphics showing '0€' and '180€'. The final sequence shows the Hello bank! logo with the tagline 'En ligne, en mieux.'