The text "KEINEN BOCK AUF JAHRES-GEBÜHREN?" (No desire for annual fees?) appears prominently over a smiling face.

The ad opens with a close-up of a woman with curly blonde hair, smiling. Text appears over her head. The scene then shifts to show two women laughing and embracing, one holding a credit card. The camera then pans out to show four young people looking down at the camera, with one holding the credit card. The final scene is a green screen with the Consors Finanz logo and a call to action.