The opening montage of luxurious vacation destinations.

The ad opens with a montage of aspirational vacation scenes: a couple walking by an infinity pool overlooking the ocean, a woman in Paris, a scenic coastal resort, a couple enjoying breakfast on a deck, and a person entering a modern home with a dog. Text overlays highlight 'Making our dream vacations a reality' and 'Using Affirm on Apple Pay'. The video then transitions to a close-up of a smartphone displaying the Apple Pay interface, showing Affirm as a payment option. It then shows different payment plans offered by Affirm, followed by more vacation imagery and text emphasizing 'No fees or compound interest'. The ad concludes with the Affirm and Apple Pay logos and the tagline 'Dream. Then dream bigger.'