A dramatic shot of a car wreck with the question "HURT IN A CAR WRECK?"

The ad opens with a shot of a car wreck, then transitions to a man speaking directly to the camera, followed by a shot of a man in a suit holding a $100 bill. It then shows a graphic of a car wreck with '$500,000' displayed, and finally a man in a suit speaking with city lights in the background. The pacing is quick, with rapid cuts between scenes.