--- title: "Earnest YouTube Ads: Commercials & Video Examples | AdSee" description: "Explore Earnest YouTube video ads with view counts, active markets, and estimated ad spend. Browse top commercials focused on student loans." url: "https://www.adsee.ai/ad-examples/youtube/brands/earnest" --- # Earnest YouTube Ads: Top Video Commercials Earnest is a financial technology company offering private student loans, refinancing, and personal loans. Across 12 ads and 17.0M views in 2 markets, its YouTube video campaigns focus directly on student loan refinancing and private student loan options. Last updated: 2026-10-25T11:01:36.000Z ## Key figures - Rank: #2235 YouTube advertiser by estimated spend (https://www.adsee.ai/top-youtube-advertisers/page/12) - Company: Earnest Operations LLC - Category: Fintech — Student loan refinancing and lending - Headquarters: United States - Estimated total YouTube ad spend: $340K – $850K (all-time, estimated range) - Ads indexed: 12 - Total views: 17.0M - Markets: 2 countries the ads ran in - Verify in the Google Ads Transparency Center: https://adstransparency.google.com/advertiser/AR11919635269856264193?region=anywhere ## Most-viewed Earnest YouTube ads Top 12 by views, list updated October 2026. 1. [Earnest — Student Loan Refinancing](https://www.adsee.ai/ad-examples/youtube/fintech/earnest-student-loan-refinancing-3O3lIloEBk0) — 6.1M views, 15s 2. [Earnest — Student Loan Refinancing](https://www.adsee.ai/ad-examples/youtube/fintech/earnest-student-loan-refinancing-w09YjWJEumU) — 5M views, 30s 3. [Earnest — Student Loan Refinancing](https://www.adsee.ai/ad-examples/youtube/fintech/earnest-student-loan-refinancing-i1q5JjLYAlM) — 2.5M views, 30s 4. [Earnest — Private Student Loans](https://www.adsee.ai/ad-examples/youtube/fintech/earnest-private-student-loans--NjO-WA9BQY) — 1M views, 30s 5. [Earnest — Student Loan Refinancing](https://www.adsee.ai/ad-examples/youtube/fintech/earnest-student-loan-refinancing--gaBFB2RwE8) — 553.3K views, 15s 6. [Earnest — Private Student Loans](https://www.adsee.ai/ad-examples/youtube/fintech/earnest-private-student-loans-IjmJ1Bf9EUo) — 451.7K views, 15s 7. [Earnest — Private Student Loans](https://www.adsee.ai/ad-examples/youtube/fintech/earnest-private-student-loans-USzpPvYWoBc) — 392.9K views, 15s 8. [Earnest — Private Student Loans](https://www.adsee.ai/ad-examples/youtube/fintech/earnest-private-student-loans-oYqgL1_TYC8) — 194.3K views, 30s 9. [Earnest — Private Student Loans](https://www.adsee.ai/ad-examples/youtube/fintech/earnest-private-student-loans-Sf577rPYXC4) — 191.4K views, 30s 10. [Earnest - Private Student Loans](https://www.adsee.ai/ad-examples/youtube/fintech/earnest-private-student-loans-NFcH0b7Nci4) — 171.6K views, 15s 11. [Earnest — Private Student Loans](https://www.adsee.ai/ad-examples/youtube/fintech/earnest-private-student-loans-JHFMxkcFk3E) — 122.1K views, 30s 12. [Earnest — Private Student Loans](https://www.adsee.ai/ad-examples/youtube/fintech/earnest-private-student-loans-9YJZy0HyqNU) — 66.1K views, 15s ## About Earnest Earnest is an American financial technology company that offers private student loans, student loan refinancing, and personal loans. Founded in 2013 and headquartered in San Francisco, California, it evaluates applicants using proprietary data-driven underwriting that considers factors beyond traditional credit scores. The company operates as a subsidiary of Navient Corporation and primarily serves students and working professionals in the United States. ## Earnest YouTube ads — FAQ ### What is Earnest and what does it advertise on YouTube? Earnest is a U.S. financial technology company offering private student loans, student loan refinancing, and personal loans. Its YouTube advertising focuses on its education lending and refinancing services for students and professionals. ### What are Earnest's YouTube ads about? Earnest's YouTube ads focus directly on private student loans and student loan refinancing options designed to help borrowers finance education or manage existing debt. ### What video ad formats does Earnest use on YouTube? Earnest primarily uses horizontal video ads alongside vertical formats, typically keeping spots to short durations of 30 seconds or less. ### In which languages does Earnest advertise on YouTube? Earnest advertises exclusively in English on YouTube, reflecting its primary customer base in the United States. ### How many YouTube ads does Earnest run? AdSee has indexed 12 YouTube ads from Earnest, with 17.0M views in total, shown in 2 countries. ### Where does Earnest advertise on YouTube? Earnest's YouTube ads in the AdSee library ran most often in the United States and Georgia. ### How much does Earnest spend on YouTube ads? AdSee estimates Earnest's YouTube ad spend at $340K – $850K. The estimate is calculated from the views of its indexed ads and typical cost-per-view rates in the countries where they ran; it is not spend reported by Earnest. ### What is Earnest's most-viewed YouTube ad? The most-viewed Earnest ad in the AdSee library is “Earnest — Student Loan Refinancing”, with 6.2M views on YouTube. ### Where can I verify Earnest's ads? Earnest's ads can be checked in the Google Ads Transparency Center, which lists the ads of the advertiser account behind them: https://adstransparency.google.com/advertiser/AR11919635269856264193?region=anywhere ## More top Fintech advertisers - #2181 [Deudafix](https://www.adsee.ai/ad-examples/youtube/brands/deudafix) — est. spend $232K – $880K, 22 ads - #2183 [VanEck](https://www.adsee.ai/ad-examples/youtube/brands/vaneck) — est. spend $126K – $879K, 122 ads - #2221 [MidFirst Bank](https://www.adsee.ai/ad-examples/youtube/brands/midfirst-bank) — est. spend $342K – $855K, 14 ads - #2231 [der faire Credit](https://www.adsee.ai/ad-examples/youtube/brands/der-faire-credit) — est. spend $324K – $851K, 23 ads - #2246 [BUX](https://www.adsee.ai/ad-examples/youtube/brands/bux) — est. spend $344K – $844K, 33 ads - #2247 [Vault12](https://www.adsee.ai/ad-examples/youtube/brands/vault12) — est. spend $50.6K – $843K, 14 ads - #2259 [DFCC Bank](https://www.adsee.ai/ad-examples/youtube/brands/dfcc-bank) — est. spend $16.7K – $836K, 16 ads - #2305 [UmweltBank](https://www.adsee.ai/ad-examples/youtube/brands/umweltbank) — est. spend $330K – $810K, 28 ads All brands: https://www.adsee.ai/ad-examples/youtube/brands Spend figures are estimated ranges derived from view counts and country-level CPV benchmarks — they are not reported by the advertiser. Method: https://www.adsee.ai/methodology/ad-spend-estimates